USING CREDIT to buy things is a huge issue in today’s culture. The media screams, “Buy now, pay later.” What is not stated is that if you “buy now,” you will pay much more later. Interest rates on loans can be extremely high. Credit worth encourages impulse buying, and most of us have more impulses than we can afford to follow. This can lead to some extreme marital stress every month when the bills arrive. Rather than “buy now, pay later,” why not agree as a couple that what you cannot afford, you will not purchase? Most of us can live with less, and perhaps live more happily. Jesus taught, “Life is not measured by how much you own” (Luke 12:15). Life finds its greatest meaning in relationships—first with God, then with our spouse, children, extended family, and friends. After a point, using our money for ourselves has little meaning or significance. But as Proverbs 22:9 points out, using our money generously for others—whether those we know or others who are in need—can bless us. It can strengthen our relationships, give us a sense of purpose, and encourage others. Things have meaning only as they enhance relationships. Why must you have the biggest and best now, if doing so puts stress on your marriage? Things bring only momentary pleasure, while relationships last for a lifetime.

Many marriages break up over the issue of money, mostly the lack of it. A healthy marriage can result from a healthy money management. That may mean putting off desired purchases for a while, maybe a long while. Manage your money wisely and eliminate marital stress over financial difficulties. Resolve to never fight over money. Cultivate the trust of God for your needs.

Hebrews 13:5